After staying/living at my father-in-law's house for over a year, my husband and I decided to buy our own abode. It was financially tough for us because we did not have house furniture and stuff. What we did was acquired them through loans and charge them on credit cards which was a big mistake because of high interest rates. In short, we accumulated so much debts here and there. It was so stressful for me because I am not use to having a lot of debts. When I was still working in the Philippines, I pretty much managed my finances, tried my best to make ends meet without incurring credit. I did not have luxurious things but I am at peace because I don't have debts.
But we did what we have to do to start building our own family so I don't regret it. We are trying to pay off our debts which we really try hard this year by cutting some cost that we really don't need. So far, we have paid off our furniture loan,and two credit cards. One of the credit cards that we have has a 10.99% interest so that was the one we paid off yesterday. We used my blogging income to pay it off ($3,600)...Yohooooooo! My husband want me to buy something that I could use as a remembrance but I'd rather pay the debt first than having material thing that I don't really need. So that's one credit card down, 3 more to pay which will take us months before we can pay it off...... haiiizzz.. Life is good but tough...
I want to take this opportunity to thank all the sponsors who are giving stay at home Moms to earn a little income while taking care of the household stuff. Thanks also to PPP, Social Spark, Sponsored Reviews, Payu2blog and other paid sites that continuously give me an opportunity to make a review. Thank you also to Malou, my bicolan friend who taught and introduced me into blogging... Thanks a lot Bru, without you, I would have never known this. mwah!
So guys, if you have extra time, take some time blogging.. It can help you pay off debts, believe me! You can check out my former posts on how to get paid in blogging and check out the websites where I am a member and earn some bucks.