Since we paid off our balance to one of our major credit card, we don't use it anymore for purchase so I redeemed the points that we have earned and got this Jet Spa as a reward. Maybe this will fix my calluses in my feet lol.
Now, we are undecided if we have to keep the card or to just close it out. Hubby said that it's good to have since we have a big credit limit for it (20k). The downside of keeping it is that it will tempt us to spend more. But on the positive side, it will also save us just in case of emergencies and we don't have savings to spend.
The interest is not that bad, so let's see if we keep it or not. What do you say?