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Friday, February 8, 2013

Discover Card

When we had our porch done a couple of years ago, we took a 0% interest loan for twelve months from our bank and when the 0% expired, we transferred the balance to another  0% card which is Discover.  All through the 12-month period, I have been saving for the amount   where I could pay it off when it's 0% expires.  

Well, being forgetful that I am, I totally forgot to pay it off last month which is the last month of the zero interest.  Such a bummer that I got  charged with interest for this  month just because  I forgot to do it.  When things like this happen, I just want to pinch myself and say "Dang it, stop being a dummy!" 

Oh well, live and learn right?  Anyhow, I paid   it off today ($1,824.57).  I just wish that I did not have to pay the $24.57 interest..sigh.  So that's done and will try not to let that happen again.  Now I can close our account to Discover.  But come to think of it, it's nice also that they made 25 bucks out of us.  I am still grateful that they  gave us a 0% interest for a year.

On the bright side, let me show you this stickers that my daughter got for dominating in the Math contest during their Student's Day.
I hope you guys are having a  fantastic day on this cold winter days.

17 comments:

  1. Great that your bank affairs are now alright! What a beautiful award for your daughter! In Australia children also get awards. Here in my country it is not done. A good report is award enough, I think.Or maybe the teachers are too lazy to make them!;)
    Wil, ABCW Team.

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  2. That was certainly a good lesson ! Fortunately not too much money. I wished I would know a bank who gives a loan to 0% ! Never heard about !

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  3. Rose you always bring a smile to my face. Love your story on the credit card.

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  4. Congratulations to your daughter. I've done the 0 interest before and kept switching to other cards offering 0 interest. If you know how to play the system with all those new offers you can avoid interest for quite some time. Sorry you ended up paying interest. Carver, ABC Wed. Team

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  5. I've had my DISCOVER card since 1986! It's worked for me. The bonus dollars I use on purchases from Amazon.
    ROG, ABC Wednesday team

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  6. Thank you for dropping by Pret-a-vivre Rose. Love your story!

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  7. Good lessen yes, and many nice word on D in your post!:-)

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  8. here, we have banks come to school to teaching money wise to kids.

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  9. here, banks come to school and teach money wise to kids.

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  10. that's a great perk for a card, 0%. with so many things to do, we moms tend to forget some details... ms. burrito is doing really well. beauty and brains!

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  11. I also forgot something sis and I had to pay a fine for that. Immigration stuff - horror. We're so getting young, lol! Congratulations to Ms Burrito!

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  12. You were lucky,not many banks will do that. Best wishes to your daughter for a job well done in math.

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  13. Lovely big sticker awards for your daughter! They are quite impressive!

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  14. I love the stickers too. Congratulations to her for winning them. I am sorry you had to pay the interest. Over here in this country it hurts your credit rating if you cancel a credit card.

    You better check before you cancel. You can always keep it an djust not use it!

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  15. Hay naku ako din ganyan pag nakakalimot. Sayang kasi ang charge. :(

    Liz (mot)

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A work-at-home-mom (WAHM) with  two  lovely kids and a loving husband.  Passionate in writing about  family, product reviews, and  other related articles.  A Mom, a Wife,  a Blogger/Writer, rolled into one.

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