The theme for this week's "With Love Wednesday" is My favorite spot in the house. You can find me here every time I am free from my chores. That's the other part of our living room where we put the computer. In this corner, I can peek the beautify of the world through browsing blogs and other online websites. I can communicate, express my feelings, and jot down my thoughts in here.
This is how obvious how much credit we had last year. But the good thing is that even if we paid some interest for it, it helped us acquire what we needed in establishing our home so I don't have regrets. A plus is the points that we earned and redeemed for rewards like this one. This set of grilling gadgets arrived last week and my husband said "I am getting spoiled with those rewards."
Now we uses one credit card for our purchases but we pay it off before its due. It is one way of accumulating points which you can later redeem for some great rewards.
Having a credit card is not bad as long as you know how to responsibly use it.