Miss Little Sunshine.. our dog Champ.. etc.

I don't know if its a hormonal change or the holiday that is making me a little homesick but yeah for the past couple of days, I am always silent. My husband threw a side comment on me last night, he said "how come you don't talk to me?".

Aha, am I that silent? Oh boy, I must be lol. But anyhow, one thing that could lift my spirit up when I am down is by browsing the photos from my archive. Here's one that I dug out, Miss Little Sunshine. Rylie draw this one, a week before we fly out from Korea.

The good thing is that I am no longer stressed out about our credits. We paid off some of the high interest ones so I am worry-free about it. With that being said, I need to get a free credit report online so that I'll know if we could get a lower interest rate to refinance our home. Right now, our home loan's interest rate is 6.25% and I am wondering if we could get a lower rate than that.

Another thing that keeps us busy is our first family pet, our new baby Champ. This was taken before we went to bed the other night. Champ sleeps in our bedroom, when he woke up in the morning and you're still asleep, he'll leak your face or made a noise to let you know that he is awake.